One of the things that sabotage creative types is fear about money especially now when we’re stressed and worried about, well everything. This is why I invited financial planner Lupe to talk with us today.
It’s the reason why your business isn’t where you want it to be or you’re afraid to pursue your passion. I hope our conversation will give you insight into what’s keeping you stuck and real actionable steps to change your situation even during a pandemic.
To find out more about Lupe and her services, she’s inviting you guys to email her directly at lupe@MoneyAZ.com or you can visit her website.
1:00 Lupe isn’t your typical financial planner who only scratches the surface with words like, “Save More Spend Less.” The kind of bumper sticker advice you might get from a financial book. This is what she discovered is more useful in helping her clients make lasting changes in their financial life.
4:00 What shame and guilt have to do with money and the money script that could be keeping freelancers and creatives like yourself stuck. {Sorry about the strange buzzing noise in the background. Everyone decided to cut their grass today! Thankfully, it stops before the end of the interview.}
7:49 “Good people should not care about money,” is a money script that’s rooted in how we grew up. We talk about our underlying fears of what money represents and how it affects the way we perceive money.
8:22 Lupe shares 4 different money scripts that affect your decisions as an adult.
10:35 One actional tip you can do Lupe says can help you become more conscious of your relationship with money.
12:14 An easy change in perspective that will give you a different way of seeing your financial life.
16:54 Emotional tools like forgiveness and compassion are discussed as ways to heal the mistakes we’ve made in the past with money.
17:50 If you’re afraid of getting deep with your financial issues, there’s a more palatable way to get there. Here’s where you can start.
19:21 An important aspect of designing your financial life is your environment.
21:45 How to use a Venn Diagram to confront our finances as a creative in this volatile world we’re living in.
24:16 Easy solutions that can help make managing your money effortless.
26:28 Lupe shares how to chunk your goals into bite-size habits that can improve your life.
28:00 We chat about setting up immediate wins to give you the courage to confront difficult areas in your life.
29:50 I bet you never asked yourself this question when it comes to success. {Enter the next neighbor who decided to cut their grass.}
34:34 Explore what small things you can do to create change now.
37:00 Why knowing thyself is at the core of every money conversation you should have.
40:00 If you stayed with us through the whole interview, you’ll be rewarded with Lupe’s resources from questions to ask yourself to books for freelancers. I’ve already picked up The Money Book for Freelancers, Part-timers and the Self-Employed. She also recommends one of my favorites by James Clear called Atomic Habits.
“For the most part, we don’t get encouragement to save. We don’t get encouragement to think about our future. We get more external stimuli to spend or respond to our emotional state. And a way to protect ourselves from that is to create the structures where the decisions are already made.”
Lupe Camargo, financial planner